Russian banks will begin testing the digital ruble in January

Russian banks will begin testing the digital ruble in January

The Central Bank of Russia has approved the first group for testing the digital ruble.

The 12 largest banks of the Russian Federation will become an experimental testing ground for testing technologies for issuing, transferring and storing digital national currency. Among them are VTB, Sberbank, Tinkoff, Gazprombank, and others. 

The implementation of the project involves several stages. Work on the digital platform should be completed in December of this year. The second phase will begin next year with testing the platform and drawing up a roadmap. The third stage involves the development of legislation for the implementation of a digital national currency.

Digital currency will be issued in addition to existing cash and non-cash forms of money. The main regulator and issuer will be the Central Bank of the Russian Federation. 

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